A ‘multi-asset strategy’ is a method of investment portfolio construction. Multi-asset strategies can often match well with an individual’s objectives and time horizons as they are by nature made up of smaller building blocks. These include “asset classes” such as listed (stock market) equities, bonds, cash, real estate, various commodities (for example gold or oil), private equity and also subdivisions of these classes, for example high-growth equities, Emerging Market bonds or stocks in the US or UK markets paying out high income (dividends).